27 Aug Stop Saving And Start Spending
Stop Saving and Start Spending: How to Embrace the Wealth You’ve Built
From Security to Enjoyment
You’ve worked hard, built success, and set yourself up for security. Maybe you’ve even been lucky along the way and done a lot better than you had imagined. However, for many retirees and business owners, the habit of saving and protecting money has become so ingrained that spending it feels difficult, uncomfortable, or even “wrong.” They just don’t know how to stop saving and start spending.
This is where wealth therapy can help. This is not by telling you to spend recklessly, but by gently uncovering the beliefs and habits that keep you stuck in frugality. This will help you create a healthier, more balanced relationship with money. A relationship that allows for enjoyment as well as security.
Recognise the Patterns Behind Your Frugality
Saving is not just about numbers; it’s often emotional. For many, habits of thrift were shaped by earlier experiences of scarcity, fear of losing it all, or a sense that “enough is never enough.” We may have taken on our family’s pattern and attitudes towards money, or we may have rebelled against them altogether. Even in our own journey we may have created blueprints that are now impacting on our ability to enjoy the fruits of our labours.
Wealth therapy helps to unpick these unconscious stories so you can see clearly whether you are making money decisions out of genuine choice, or out of old patterns that no longer serve you.
Redefine What Spending Means
Spending doesn’t have to mean waste. It can mean investment in joy, health, and connection. This could mean:
- Funding experiences that bring you closer to loved ones.
- Supporting hobbies that nourish creativity and curiosity
- Allowing yourself rest, beauty, or comfort without guilt.
Through wealth therapy, I often help clients reframe spending as a way of enhancing life and relationships, not diminishing their security. Of course, practical and real world limitations and circustances are always front of mind.
Stop saving, start spending
If loosening the purse strings feels overwhelming, start small. I often encourage clients to try small, safe experiments in spending, and then reflect on how it felt. Over time, these become stepping stones to larger, more fulfilling choices.
Work Through Guilt and Resistance.
For many high achievers, guilt is the biggest obstacle. It might be guilt that they “should” save for children or grandchildren, guilt that money should always be reinvested, or even guilt that enjoying wealth is indulgent.
Wealth therapy provides a safe space to explore and release these feelings. I work with clients to shift from guilt to gratitude: recognising that enjoying your resources is part of the legacy you leave behind.
Align Your Money with Your Values
Ultimately, the aim isn’t to spend for spending’s sake. It’s to use your resources in a way that aligns with your deepest values, whether that’s travel, creativity, supporting family, or leaving a positive mark in the world. Wealth therapy helps you connect those dots, so that every pound spent feels like a conscious, values-driven choice.
From Accumulation to Celebration
You’ve already built the security. Now it’s time to embrace the celebration. Through wealth therapy, I can help you unpick the hidden stories around money, and step into a life where your wealth truly serves you, rather than you serving it. Book a chat with me here.
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